Kuma Finances
Technology that works for your personal finances. Making smart money management tools accessible to all of Latin America.
What is Kuma?
Kuma Finances is a mobile and web personal finance app built by Kuma Finances S.A.S. Our mission is to give you full control of your money through intuitive tools and an artificial intelligence assistant named Ren.
Kuma includes modules for budgeting and expense tracking, debt tracking, asset management, group expenses, gamified learning and a conversational AI assistant to help you organize your day-to-day finances.
Our mission
We believe managing money well shouldn't require a finance degree. That's why we built Kuma: an app that combines the power of artificial intelligence with a simple, visual and motivating experience, so anyone in Latin America can take control of their financial future.
With Ren, our AI assistant with the personality of a red panda, we want every user to have access to clear information, free of jargon and barriers.
Kuma Finances is a technology and information platform for personal money management. It is not a financial institution, does not provide regulated services and does not act as a securities intermediary. No content, analysis, Ren response or Kuma feature constitutes legal, accounting or professional advice on managing regulated assets. Any action you take is your sole responsibility. Consult a qualified professional for the technical management of your assets.
Business model
Kuma runs on a freemium model. The Basic plan is free forever. The Pro and Premium plans add features and are purchased as a monthly or annual subscription through the Apple App Store and Google Play.
Payments are processed by the Apple App Store or Google Play, depending on the platform you subscribe from.